Table Evidence
The Excel add-in sends entity-scoped workbook tables into CORE as versioned, reviewed evidence staged for underwriting.
§ Platform - Underwriting Workspace
Judgment work that ends in a memo decision.
The underwriting workspace is where confirmed spreads, table evidence, scenarios, capital stack, coverage, policy tests, risk themes, waivers, and memo treatment meet in one borrower file.
Risk work does not end in a rating. It ends in a memo decision.
CORE measures the file against the tenant's own credit box: policy tests, coverage periods, scorecard factors, covenant applicability, waivers, compensating factors, and memo treatment. The policy snapshot, inputs, exceptions, and sign-off stay attached to the project history.
Bound policy, coverage, and risk treatment in one file§ Judgment Layer
Your credit box, literally yours.
Scenarios
Lender base, borrower base, and downside cases carry assumptions, projections, and sensitivity context without becoming disconnected spreadsheets.
Capital stack
Facilities, guarantee splits, debt service, rate shocks, and sources-and-uses stay inside the underwriting record.
Coverage
DSCR and related tests are measured by the bound policy and period lens, with source context visible when a number is missing.
Risk treatment
Risk themes become decisions: carry as risk, accept mitigant, require condition, require diligence, or exclude from memo treatment with rationale.
Policy sign-off
Waivers, compensating factors, scorecard factors, and sign-off are saved with policy version, inputs, and recorded-by history.
SLOT C1
SLOT C2
SLOT C3
SLOT C4
SLOT C5
SLOT C6
SLOT C7
SLOT C8
SLOT C10
§ Fit
Underwriting workspace includes
The page is for the judgment work competitors flatten into a status column.
01
Workbook-sourced Table Evidence and AppSource Excel add-in path
02
Historical spreads and confirmed metrics feeding policy
03
Scenario pro forma and sensitivity context
04
Guarantee-aware capital stack and debt-service math
05
Coverage, policy tests, covenant applicability, and scorecard factors
06
Risk themes that land as memo decisions with waiver/sign-off history
§ Path
How judgment moves through the file
Confirm the numbers
Spreads and table evidence are reviewed before policy tests can rely on them.
Bind the policy
The program's policy snapshot defines thresholds, scorecard factors, covenants, and waiver rules.
Evaluate risk
Themes, exceptions, conditions, and mitigants are decided by the analyst instead of rediscovered in the memo.
Send to memo
Memo generation consumes the signed-off risk and policy state; it cannot recalculate around the decision.
§ Next Step
Bring the credit box your current software cannot represent.
We will walk through how CORE keeps policy, projections, risk, waivers, and memo treatment attached to the same borrower file.