Source-pinned years
Each fiscal year can anchor to the right source document so audits, tax returns, and comparative columns do not silently mix.
§ Platform - Credit Analysis & Spreading
Institutional spreads. Explainable numbers.
CORE spreads borrower financials from source documents, pins years to the right evidence, exposes conflicts, and keeps provenance visible so analysts can explain every number.
Financial spreads with source-level provenance.
The analyst can review years, YoY movement, formula inputs, document pins, cell overrides, conflicts, and extracted source values without leaving the file.
YoY spread with issue state§ Spreading Controls
Not just extracted numbers in a table.
Cell-level control
Analysts can override a cell, force a source, or pin a document while preserving the reason in the spread record.
Formula and quality layer
CORE computes institutional subtotals, flags reconciliation gaps, and keeps extracted source values behind formula outputs.
§ Fit
Credit analysis includes
Keep the pitch focused on analyst control and explainability, not magic extraction.
01
Entity-level and consolidated financial views
02
Fact review and confidence state
03
Coverage map by statement and fiscal year
04
Document pinning and source overrides
05
Cell provenance, collision review, and formula breakdowns
06
Derived cash flow preview and reconciliation checks
§ Path
From fact to spread
Extracted facts
Document facts enter the review table with confidence and source document.
Source selection
CORE proposes source-pinned years and logs competing facts before they become spread cells.
Analyst control
The analyst confirms facts, overrides cells, pins documents, or forces a source when the file requires judgment.
Memo-ready signal
Material movement, reconciliation issues, and derived cash-flow signals become source-cited credit context.
§ Next Step
Bring the spread that does not reconcile.
We will show how CORE exposes the difference instead of hiding it in a workbook.