Analyst + supervisor pair
Each program can route section work to a specialist analyst and supervisor pattern, so drafting and review follow the credit shop's operating model.
§ Platform - Memo Generation
Memo work routed like a credit department.
CORE does not send the whole file to one generic prompt. Each section is routed through the right specialist, evidence package, program rules, and review path before it becomes memo language.
The section determines the team, the evidence, and the rules.
A repayment section, collateral section, eligibility section, and risk section should not be drafted by the same undifferentiated AI call. CORE assembles the support package at runtime: accepted facts, source files, prior sections, internal credit policy, platform regulatory context, section mandate, and writing standards.
Section -> analyst pair -> policy + regulatory support -> proposal§ Generation Controls
What happens before a sentence is proposed.
Credit policy agent
CORE brings the tenant's underwriting program, covenants, thresholds, risk weights, and credit-policy overlay into the section package.
Regulatory agent
The platform regulatory layer retrieves the dated rule chunks that belong to the section's intent, with citations preserved.
Runtime support package
The draft receives evidence, tables, policy context, regulatory context, prior sections, analyst notes, and the section mandate.
Analyst-owned proposal
The model proposes memo language. The analyst accepts, edits, or rejects it before it becomes the memo record.
Generation trace
Routing, inputs, model, prompt package, output, proposal, and human decision are preserved so the work can be replayed later.
§ Fit
What the workflow supports
Memo generation is treated as governed credit work, not a blank document assistant.
01
Section-level routing by program, intent, evidence need, and reviewer role
02
Specialist analyst + supervisor pairs for regulated credit work
03
Internal credit policy support for covenants, thresholds, overlays, and risk weights
04
Platform regulatory support for dated CFR, SOP, and Federal Register source chunks
05
Accepted facts, source files, tables, prior sections, and analyst notes in the generation package
06
Multi-memo support under one project record when a deal needs more than one memo package
07
Input, model, prompt package, proposal, and human decision snapshots
§ Path
How a memo section moves
Lock the section
The analyst chooses the section, evidence set, instructions, and review mode before generation starts.
Summon the support
CORE resolves the analyst pair, credit policy context, regulatory context, evidence, prior sections, and section mandate.
Draft the proposal
The generation engine drafts from scoped evidence, policy rules, and cited regulations. Large evidence packs are planned and chunked instead of silently dropping files.
Review and roll up
The analyst accepts, edits, or rejects the proposal. Supervisor review can then pressure-test the memo across sections.
§ Next Step
Bring the section your team hates drafting.
We will show how CORE routes it, grounds it, reviews it, and keeps the decision trail intact.