Cite or decline
CORE answers only when a claim can be grounded in a file, rule, accepted fact, table, or controlled system record.
§ Platform - AI Governance
Controlled AI for regulated credit work.
CORE treats AI output as proposed credit work. Claims need sources, model runs need snapshots, and the analyst owns the decision before anything enters the file.
The model does not get the final word.
Every generation resolves through a controlled source substrate, model registry, section route, policy context, regulatory context, analyst action, and event history so model upgrades do not rewrite prior credit work.
Fact review before downstream use§ Governance Layer
The control points around every AI action.
Route by work type
Document extraction, spreading, memo drafting, policy review, and regulatory retrieval each run through the right controlled workflow.
Snapshot the run
Model, inputs, output, source context, policy context, and prompt package are frozen against the file.
Separate proposal from decision
The AI proposes. The analyst accepts, edits, or rejects. CORE logs the human decision separately.
Version the rules
Regulatory chunks, policy thresholds, templates, and agent instructions are versioned so old decisions can be understood later.
Preserve the event
Every AI action lands in the project event history with enough context to replay the work.
§ Fit
AI governance includes
The point is not to make AI sound safe. The point is to control where it can act, what it can see, and who can approve the result.
01
Source substrate and cite-or-decline rules
02
Model registry, prompt package, and generation snapshots
03
Program-routed prompts, specialists, and review patterns
04
Internal credit policy and platform regulatory context by section
05
Analyst-owned acceptance, edit, reject, and override workflow
06
Audit trail for generated, reviewed, and human-edited work
§ Path
Control flow
Retrieve
Find source material from the file, accepted facts, regulations, policy records, or controlled tables.
Route
Send the work through the correct specialist, section intent, support package, and review path.
Generate
Draft only against retrieved context, credit policy, regulatory rules, and the section mandate.
Approve
The analyst accepts, edits, or rejects the generated work before it becomes part of the file.
§ Next Step
Evaluate CORE like a credit control system.
If the AI cannot be replayed, it does not belong in regulated credit work.