Where do the rules live?
Can the platform hold the program's governing material - SBA SOPs, USDA regulations - as dated, citable sources inside the underwriting, or does program knowledge stay in a veteran's head?
§ Compare - For SBA & USDA Program Lenders
SBA and USDA lending software, compared honestly.
Most SBA lending software is built as a volume factory: standardized intake, forms automation, throughput. Program lenders live on the deals that are not standardized — and those deals stall in the judgment work, where intake software does not reach.
The deals that are all alike, and the deals that are not.
Multi-entity borrowers, projections-dependent B&I projects, eligibility interpretation, structuring constraints from the SOP and CFR: complex program deals are decided in the underwriting layer. Compare platforms on where that work actually happens.
Comparison pages use careful factual claims§ What To Compare
Four questions for any program-lending platform.
Whose credit box runs?
A program-configured policy with your thresholds, covenants, and scorecards - or a generic checklist with the program's name on it.
Does the memo inherit decisions?
The memo should carry recorded underwriting decisions and citations an agency reviewer can follow, not re-derive conclusions at drafting time.
One platform or one per program?
7(a), 504, and B&I should run as configurations of the same engine - not as three vendors and three files.
§ Fit
Where CORE fits in a program lender's stack
CORE is not competing to win the standardized-intake race; it owns the underwriting and evidence layer where complex program deals are decided.
01
Program-specific collection packages, policies, and memo templates
02
Governing regulations integrated as dated, citable source libraries
03
Projections, capital stack, and coverage built for guaranteed structures
04
Cited industry credit analysis by program (COREView)
05
Records that anticipate agency and examiner review
§ Path
How program lenders adopt CORE
Keep what works
Intake and pipeline tooling that already moves standardized files can stay.
Adopt where deals slow down
Complex files enter CORE for collection, spreading, underwriting, and memo work.
Configure each program
7(a), 504, B&I, and conventional programs deploy as configurations, not projects.
Expand by evidence
The lifecycle grows into closing and servicing as the operation is ready.
§ Next Step
Bring the program deal your current stack cannot hold.
We will walk the file through collection, underwriting, and memo work against your program's actual rules.