How it works
From intake to committee-ready.
Infrastructure that helps your team do their best work consistently. Four phases, one connected workflow — from deal setup to committee-ready output.
The workflow
Four phases. One connected process.
Each phase builds on the last. Data flows forward, context is preserved, and nothing falls through the cracks between handoffs.
Workflow overview
Deal Setup
Define scope, assign ownership, structure the file
Document Collection
Staged requests, organized intake, clear status
Analysis
Analyst-driven work with captured evidence
Output
Committee-ready memos with full traceability
Define the scope. Assign ownership. Structure the file.
Every deal begins with a structured workspace. Define the loan program, assign team members, set the stage gates that match your process. No more deals kicking off with a forwarded email and a folder of assumptions.
CORE creates a dedicated environment for each transaction. Document checklists auto-populate based on loan program. Team roles define who sees what and who approves what. The deal structure is set before the first document arrives.
For program lenders, checklists populate automatically based on your lending program's requirements. For infrastructure deals, multi-party coordination starts from day one. The setup reflects the deal's complexity — not a one-size-fits-all template.
- Loan program selection with auto-populated requirements
- Team assignment with role-based access
- Stage gate configuration matching your approval process
- Document checklist generation based on deal type
- Deal workspace with activity tracking from the start
Staged requests. Organized intake. Clear status.
Document collection in complex lending is where timelines slip. Dozens of items across multiple categories, tracked in a spreadsheet if tracked at all. CORE replaces the spreadsheet tracker and the email chain.
Borrowers access a branded portal where they see exactly what's needed, what's been received, and what's outstanding. Your team sees the same view from the analyst side — plus smart matching that auto-classifies incoming documents against checklist items.
Staged requests mean you don't overwhelm borrowers with 40 items on day one. Release requirements in phases as the deal progresses. Track what's missing without checking a spreadsheet.
- Branded borrower portal for organized document submission
- Smart file matching and auto-classification
- Staged release of document requirements
- Real-time status dashboard for the analyst team
- Automated reminder notifications for outstanding items
- Version tracking when borrowers resubmit updated documents
Work where analysts already work. Evidence captured.
Analysis is where CORE's infrastructure really matters. Financial data extracted from uploaded documents feeds into calculations automatically. DSCR, debt yield, LTV — computed from real numbers, not manual entry into a separate spreadsheet.
AI-generated analysis drafts give analysts a starting point, not a finished product. Every AI output links to the source document, page, and passage it drew from. Analysts review, refine, and approve — building the credit story on a foundation of evidence.
Notes, comments, and section-level discussions stay tied to the deal. When another analyst picks up the file, they see the full context — not just the final output.
- Automated financial data extraction and spreading
- AI-assisted analysis with full evidence linking
- DSCR, debt yield, and custom metric calculations
- Section-level commenting and collaboration
- Analyst review and approval workflow for AI outputs
- Complete audit trail of every analysis decision
Memos that reflect your standards. Full traceability.
The credit memo isn't an afterthought — it's the deliverable. CORE generates institutional-quality memos with configurable depth, structure, and formatting that match your standards.
Every claim in the memo links to its source. Click a citation and see the exact document, page, and passage. Examiners get the transparency they need. Credit committees get the rigor they expect.
Export to PDF, Word, or branded templates. Assemble committee packets with supporting documents. Track changes through review cycles. When the memo is approved, the evidence chain is complete.
- Configurable memo templates and section structure
- Evidence citations with one-click source verification
- Multi-format export (PDF, Word, branded templates)
- Committee packet assembly with supporting documents
- Track changes and review cycle management
- Version history with complete audit trail
Cross-cutting
Collaboration that stays with the deal
Every conversation, comment, and decision lives in the deal workspace — not scattered across email, Slack, and shared drives.
Conversations tied to the deal
Every deal gets a dedicated communication channel. Conversations stay tied to the transaction, not buried in a general inbox. When a new team member joins the deal, the full thread is already there.
Clear ownership on every task
Tag team members on specific sections, documents, or analysis items. Assignments create clear ownership with due dates. No ambiguity about who's responsible for what.
Every action, documented
A complete, chronological record of every action taken on the deal. Who uploaded what. Who approved which section. When the borrower last responded. The full story, always accessible.
See the full workflow with your deal type
We'll walk through each phase using a deal type relevant to your team. 30 minutes, no generic demos.